Conventional Loans


A conventional loan, not backed by government entities but often guaranteed by Fannie Mae and Freddie Mac, offers a reliable financing option for those with strong credit and the ability to make a substantial down payment. This loan type comes in various forms including fixed-rate and adjustable-rate mortgages, catering to both long-term residents and those planning shorter stays in their homes. Conventional loans are versatile, supporting purchases, refinances, renovations, and even construction with programs to assist with down payments and closing costs.

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